Hello and Welcome to The Humble Penny!
I am very pleased that you’re here 😊
This page exists to introduce you to the blog and tell you where to start.
This blog exists with one primary mission –
To help you take practical action to achieve Financial Independence and Money Joy in your life.
We do money honestly and ethically and prioritise positive relationships.
Such challenges include:
- Living life with crippling debt,
- Growing in money confidence as a woman and/or mother,
- Doing life as a stressed dad trying to balance responsibilities,
- Growing up as a millennial and trying to balance career and possibly having kids,
- Striving as an immigrant and feeling like you don’t have much hope,
- Getting stuck in a job you hate and with no alternative or hope of early retirement,
- Coming from a minority background and challenged financially,
- Doing the middle-class life but running the great rat race,
- etc.
I refer to these people who want a new way of doing life as Fearless because, in their minds, a switch has been turned on.
They’re starting to believe they have considerable power and can create opportunity.
They now seek the path to help them change their worlds and start taking the right steps today.
The mantra of the growing generation of Fearless Dreamers is:
If you face some of the challenges I mentioned above and believe you have some of the above attributes, then you’re Welcome Home.
This blog exists to take you on two journeys –
A Journey of Achievement and Transformation.
We’ll share ideas and learn about Making Money, Creating Side Hustles, Investing, Saving and Budgeting, Managing Debt, Living a Generous Life, Building Relationships, Family, etc.
INTRO:
A bit about me, my story, journey, and mission:
Then…
Subscribe to our YouTube Channel and see us have fun creating video content 🙂
MISSION:
Our core mission is to help at least 10,000 families to achieve Financial Independence this decade. Read more here.
Financial Joy Academy is the platform that we’ve created to help Fearless Dreamers become Dream Makers by taking action together to achieve financial independence.
BLOG CATEGORIES:
The easiest way to navigate this website is to take a look at our categories:
See more in the Menu section.
BEST RESOURCES:
I have written a number of FREE Resources you might like to join:
- 5 Breakthrough Passive Income Ideas
- 10 Day – FREE – Practical Money Management Course
- 7 Day – FREE- How To Start A Successful Blog Course
Check them out and subscribe!
I’ve come across amazing tools and resources that have improved my life :
I get many queries about “How To Start An Impactful OR Money Making Blog“.
As such, I have written a detailed tutorial for you here:
CONTENT SELECTION:
To plan for financial independence and optional early retirement, how much money should you be saving?
Figure out your Freedom number and learn to stop chasing status but instead chase independence:
Welcome to the New Way of Life. To begin, you have to choose your path:
People usually aren’t short on money. They’re usually short on creativity.
Explore these 85 ideas on Money Making :
Saving money is critical for Financial Independence.
These 50+ ideas will help you save better and improve your finances :
Reading books is the greatest life hack ever! These changed my life :
Finally,
This blog is all about helping each other. I am a big believer in giving, which definitely leads to receiving.
If you believe this too, then we have the advantage of connected minds.
Are you ready to join our growing community of 35,000+ monthly Fearless Dreamers? Join below
You can easily reach me by writing me an email.
Simply hit REPLY and share your thoughts or ideas. Or just say hi 🙂
I am interested in positive relationships and look forward to hearing from you 😊.
Best,
Ken

FREE Practical Money Course!
This FREE course will show You How to Make Money, Invest for Your Future, Save & Budget better, Generate Cash flow, Work out & Grow Your Net Worth, Manage Debt and work towards Your Financial Independence!
Start Today and Change Your World! Be Fearless!!