How To PAY OFF DEBT FAST With Low Income! (essential habits) Today I am going to speak to you from a slightly different perspective, which is to focus on seven essential habits you need for how to pay off debt fast. This is especially important if you are someone who is on a low income,… Read more
Viewing posts tagged with: Debt FREE
Free Overpay Mortgage Calculator to Payoff Mortgage Early
Free Mortgage Payoff Calculator to overpay and pay off mortgage early 2020 At the time of writing, our video on how we paid off our mortgage in 7 years has been viewed by almost 60,000 people on YouTube. Whilst I think my jokes in the video are somewhat funny, that video continues to do well… Read more
How We Escaped £371,000 Debt to Become Debt Free In 2 years
How We Escaped £371,000 Debt to Become Debt Free In 2 years Roanne lives in Birmingham and works as a clothing buyer. She lives with her husband Laurence who is a trainee barrister. I recently had the pleasure of staying over with both of them when I was invited to join the Q&A panel for… Read more
Stop Hating Your Debt And Start Building Wealth
PERSPECTIVES: Stop Hating Your Debt and Start Building Wealth We are back to our series called PERSPECTIVES, with a focus on gathering real-life perspectives to help shed further realities on the subject of money. This series is aimed at offering deep insight whilst also inspiring and encouraging our readers to get better with money and ultimately… Read more
How To Pay Off Your Mortgage Early And Why You Should
How To Pay Off Mortgage Early UK and Why You Should If you have decided to pay off your mortgage early, congratulations! It took us 7 years to pay off our 25 year mortgage and we’ve never looked back. There will always be an ongoing debate about whether it makes sense to pay it off… Read more
Reader Case Studies – Pay Off Debts Fast Or Invest?
Reader Case Study – Pay Off Large Debts or Invest? Welcome to the first ever Reader Case Study on The Humble Penny. I am super excited about this because the goal of these case studies is to solve real problems. If you’re new to this, the case studies are a way for me to better… Read more
7 Essential Habits For A Successful Debt Free Journey
7 Essential Habits For A Successful Debt Free Journey What does it take to become debt free? If you’ve been following this blog, you’ll know that I have a deep hate dislike for personal debt. I have seen happy homes torn apart by personal debt and even more, people become deeply unhappy and trapped by… Read more
Why Setting Goals Is Important For Debt Freedom
Why setting goals is important for debt freedom Should being in debt become a part of living life as standard? One of the benefits of being born in another country that hasn’t been propped up by debt is that debt-living isn’t a part of the culture there. However, living in the UK (or US, Canada… Read more
How We Became Mortgage Free in 8 years and Millionaires In Our 30s
Today we’re back with a Debt Free (mortgage) story as we continue our series on interviewing The Fearless Generation. This is our first interview from the US, and I am particularly excited about it because our guest, Rob, has done life pretty unusually from very early on. This is counter to what you’d expect from someone… Read more
10 Tried And Tested Tips To Help You Become Debt Free
Becoming debt free should be an active goal for everyone, rather than a passive acknowledgment that one day it will happen. We have a growing culture of consumer debt in the west, with more and more young people seeing debt as the norm. Especially if they have grown up seeing their parents entrapped by debt…. Read more
5 Debt Realities and What To Do About Them
Debt is one of those things that literally affects everyone. And I mean everyone because your debt choices will also affect your children. The thing to note though is that it affects everyone in different ways and is used by different people in different ways. Some use debt to survive, whilst some use it to… Read more
15 Tips to Help You Stick to Your Budget
I was bored and got browsing through a forum the other day and was astonished to realise that there were 3.4million people online talking about one subject: Debt. One of the top recurring reasons for why people are struggling to get rid of their debts in due to their inability to stick to budgets…. Read more