I have been really excited about writing this post as I reflect much about what my 20s was about and how it could have been better financially. The 20s really are the golden years. If you were fortunate to have met the right people and began to design your life from then, you’d be miles… Read more
The Wealth Health Relationship And How It Affects Us All
PERSPECTIVES: The Wealth Health Relationship and How It Affects Us All I am really excited to begin a new series called PERSPECTIVES, with a focus on gathering real-life perspectives to help shed further realities on the subject of money. This series is aimed at offering deep insight whilst also inspiring and encouraging our readers to… Read more
85 Ways To Make Extra Money Today (2021)
85 Ways To Make Extra Money Today in 2020 I am always asked what are different ways in which one could Make Extra Money each Month. I have grown up being told by my parents that earning money from one source is Highly Risky, and I couldn’t agree more. You need options! Even more important… Read more
5 Ways to Start a Business for Free at Zero Risk
I first came across these simple but powerful business startup ideas from Alan Donegan at the Pop Up Business School. Alot of people argue that they can’t start a business typically because they do not have the funds or resources. I am a great believer that we are Called To Create, and creativity is inherent in… Read more
How To Teach Your Kids The Magic Of Compounding Interest
I recall being taught compounding interest in my early teens and I probably yawned through that lesson. Like many things I learned through formal education, there was hardly ever a link between the theory being taught and the real world. First I didn’t understand what the word “compounding” actually meant, and why interest compounding… Read more
The Power of Generosity and Why It Pays
Generosity is the virtue of giving good things to others freely and abundantly. Generosity is paradoxical. Those who give, receive back in return. It is a win-win. By spending ourselves for others’ well-being, we enhance our own standing. In letting go of some of what we own, we better secure our own lives. By giving… Read more
10 Tried And Tested Tips To Help You Become Debt Free
Becoming debt free should be an active goal for everyone, rather than a passive acknowledgment that one day it will happen. We have a growing culture of consumer debt in the west, with more and more young people seeing debt as the norm. Especially if they have grown up seeing their parents entrapped by debt…. Read more
How Much Money Is Enough For You?
How much money is really enough for you? I had a chat with a friend recently and asked him the same question. The first answer he came out with was £100m. Within 30 seconds, that number became £10m. Within another 2mins, that number was below £5m. This really got me wondering how many more people… Read more
How Much Money You Should Have Saved by Age
How Much Money You Should Have Saved by Age Ever considered how much you should have saved by age? I recently gathered thoughts from friends in The Humble Penny community and asked what advice they would give their 20-year-old self. The one overwhelming piece of advice was that people would have saved more money earlier! A… Read more
Should Couples Have Separate or Joint Bank Accounts?
Do you have separate or joint bank accounts with your partner? There are many often unspoken dimensions in a relationship that introduce complexity and contribute to money repeatedly being a top reason for divorces today. Such dimensions include such things as the: Varying spending habits of couples, fact that one spouse will earn more than… Read more
12 Reasons Why You Must Start An Online Business Today
The online world is an expression of your present and future offline world. I waited far too long to get online in a really useful way. For a very long time, I consumed content and enjoyed other people’s great contributions. What I didn’t realise was that there were people out there who deliberately chose to… Read more
7 Ways To Make Money Blogging
Blogging is a really interesting medium for self expression. Thinking back a few years ago, I heard about blogging and often thought it was for people with a hardcore passion for writing. I even mildly envied such people and wondered why I was born with no creative gene in me at all. I was ofcourse… Read more