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Viewing posts tagged with: Budgeting

5 Signs That You’re Living ABOVE Your Means

By The Humble Penny 6 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

5 Signs That You’re Living Above Your Means For today’s post we’re discussing the various signs that show that you are living above your means. The indicators are very clear and once identified you can move forward and take control of your finances. No judgement at all 😀. Mary: We’re meant to be stewards of… Read more

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How To Save Money To Become a Millionaire (8 Places Your Money NEEDS To Go)

By The Humble Penny 10 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How To Save Money – 8 Places Your Money NEEDS To Go (To Become a MILLIONAIRE) You know how it is, you get paid every single month and before you know it, the month passes by and you’re thinking to yourself, where on earth has all my money gone 🤔. The decision you make about… Read more

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How To PAY OFF DEBT FAST With Low Income!

By The Humble Penny 1 Comment

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How To PAY OFF DEBT FAST With Low Income! (essential habits) Today I am going to speak to you from a slightly different perspective, which is to focus on seven essential habits you need for how to pay off debt fast. This is especially important if you are someone who is on a low income,… Read more

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How to STOP Living Paycheck to Paycheck (8 Practical Ways)

By The Humble Penny 2 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How to Stop Living Paycheck to Paycheck A few months ago, I went on a podcast in London to talk about the really important topic of generational wealth. I went on this podcast with a bunch of other good guys and the vibe in the room was amazing. As we were talking about generational wealth,… Read more

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How to Manage Your Finances and Thrive During A Crisis

By The Humble Penny 2 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How to Manage Your Finances and Thrive During A Crisis We are facing some of the biggest challenges we’ve faced for quite some time during the current crisis. Many people are worried about their health situations, but parallel to worrying about health, many people are silently worrying about their financial lives. Of course tied to… Read more

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How to Travel Cheap On a Budget While On a Low Income

By The Humble Penny 2 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How to Travel Cheap On a Budget While On a Low Income “Jobs fill your pocket, but adventures fill your soul” – Jamie Lyn Beatty If you picked 100 people and asked them one thing they’d do in the world if they had no money worries, more than 80 would likely say travelling.  The desire… Read more

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How To Create A Christmas Budget And Not Go Broke In January

By The Humble Penny 4 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How To Create A Christmas Budget And Avoid Being Broke In January – Ad The Christmas holiday is a great time to relax, enjoy and catch-up with friends and family. It is also a time when the culture of today dictates that people spend money and lots of it! One thing that doesn’t help with… Read more

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How To Improve A Poor Credit Score To 800+ For Good

By The Humble Penny 4 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

How To Improve A Poor Credit Score To 800+ For Good When I went to biz school, I recall one of my professors always said: “Money flows from one place to another looking for where it will get looked after”. What he meant was that money moves around and tends to stay where it is… Read more

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5 Ways To Motivate Yourself To Budget Consistently

By The Humble Penny 2 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

5 Ways To Motivate Yourself To Budget Consistently “Success is neither magical nor mysterious. Success is the natural consequence of consistently applying basic fundamentals” – E. James Rohn. Consistency is closely related to perseverance, an important quality for doing the money journey well. The above quote closely captures my exact thoughts when I think about… Read more

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How We Live Well On A £50 Per Week Food Budget (Family of 4)

By The Humble Penny 38 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

Food & wellbeing – How We Live Well On A £50 ($65) A Week Food Budget (Family of 4) The food budget is one area that most people find difficult to challenge for savings. Whilst chatting with a friend, she mentioned to me that her food budget is £200 ($260)/week. I nearly fell off my… Read more

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10 Reasons Why People Spend More Than They Earn

By The Humble Penny 7 Comments

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

10 Reasons Why People Spend More Than They Earn One reason why millions of people have no margin in their lives is that they spend more than they earn. You’d think it’s quite easy and common sense to spend within one’s means. However, the forces at play are often greater than might seem obvious to… Read more

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Budgeting Tips For People With Irregular Incomes

By The Humble Penny Leave a Comment

To help The Humble Penny stay sustainable, this post may contain affiliate links (i.e. we may get paid a small commission when you click a link at no extra cost to you at all). See our disclosure. Access ALL OUR COURSES, Fortnightly Coaching, Expert Masterclasses, Supportive Mastermind Community, Accountability and more via our membership programme, the Financial Joy Academy (FJA).

Budgeting Tips For People With Irregular Incomes If you tend to spend more than you earn, you’re certainly not alone. Research shows that people who do so are more likely to dip into their savings or rely on credit cards monthly. This problem is compounded if you make an irregular income monthly due to the… Read more

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The Humble Penny® does not offer financial advice and is intended for educational and reference purposes only. Use of this site is entirely at your own risk. You should always carry out your own research and take specific professional advice.

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The Humble Penny® does not offer financial advice and is intended for educational and reference purposes only. Use of this site is entirely at your own risk. You should always carry out your own research and take specific professional advice. 

Follow The Humble Penny